If you are enjoying the winding down of the summer season and have begun to notice the leaves changing colour and the crisper fall air, then you also know that it is time to begin thinking about preparing your cottage for the off-season. Whether you rent your cottage during the winter months or plan to close it up tight until next summer comes around, you’ll want to make sure your house insurance will provide the security and protection you need.
If it has been some time since you last looked at your house insurance policy or if you are closing up your cabin for the off-season for the first time, it’s quite possible that you will want to take this important step. From weather-related damage to unexpected interior problems and damage that may be caused by your renters, these items should all be covered with your house insurance policy for your cottage.
At Noble Insurance, we know how important your second home or vacation getaway spot can be, and that’s why we are here to assist you with a house insurance policy that will cover those important items while you are away. Our experienced brokers can not only help you enhance your current insurance coverage, but we can also make expert recommendations that will leave you feeling confident you are covered if any damage were to occur. When you work with our team at Noble Insurance, we’ll never leave a stone unturned!
If you have questions about your house insurance policy because you are renting in the off-season, or if you simply want to make sure you understand your coverage options, contact us at Noble Insurance today to learn more.
Additionally, here are some important tips for preparing your cabin for the winter months ahead if you aren’t planning to rent:
- Board up windows or cover them with old sheets for protection from the sun
- Clean out the fridge and unplug major appliances
- Check manuals for winterizing instructions
- Lock up your cottage, including windows
- Move outdoor furniture inside
- Remove all perishable items, including items that may bulge or explode if they freeze
- Remove floating docs, if applicable
- Suspend phone lines, cable & internet
- Check plumbing and water pumps for leaks and general wear and tear
- Turn off the power at the main breaker