Home insurance is a critical step when you want to protect your home’s structure and your personal belongings inside. However, if you are a new homeowner, you may be looking for a little reassurance that something isn’t going to go wrong on your first night in the house. One option that provides many advantages in addition to homeowners insurance is opting into home warranties that can save you time and money. Let’s look at a few of the benefits:
- Budget – If your home comes with a dishwasher, for example, you may be disappointed to learn at the first use that it sprays water all over the kitchen floor. With a home warranty, you can save yourself a lot of money by paying a deductible to have it fixed rather than dealing with the expense of repairs or a new appliance.
- Pre-Screened – One of the best things about home warranties as an addition to your home insurance is that when you need to call for servicing, your warranty company will have pre-screened the service contractors. That will save you from calling around town and give you peace of mind when they show up to complete your needed repairs.
- Renewable – Just like your home insurance, your home warranties are easily renewable, so you can remain protected from year-to-year. You’ll feel confident knowing that just because you own a home doesn’t mean you have to pay extraordinary out-of-pocket expenses to fix things in your first couple of years.
Home insurance and home warranties can provide the comprehensive protection you are looking for when it comes to buying and selling. At Noble Insurance, we can answer your questions about how homeowners insurance and home warranties work, so you can make the appropriate decisions when buying or selling your home. Contact us today to chat with a broker. We’ll be happy to assist you.