Service Line Insurance Posted by Noble Insurance December 27th, 2017

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Service Line Insurance

A service line insurance policy can give you added protection should your service lines require repair or replacement.

One thing you may not have known you were responsible for as a homeowner is all of the utility and service lines on your property, including the watermain, electrical lines, sewer lines, and cable and internet connections. These are important parts of the daily function of our homes and lives, but they can also be very costly to repair and replace if the need ever arises.

At Noble Insurance our goal is always to provide you with the options you need to make your homeowners’ insurance policy as complete as possible. We can alleviate some of the stressors associated with an unexpected event related to your service lines by adding service line insurance coverage to your homeowners’ insurance policy.

Some carriers are now offering a new coverage for service line insurance, which includes:

  • Excavation – Should your service lines need to be excavated, your insurance coverage will cover the cost to expose underground service lines that require repair or replacement.
  • Loss of Use – If your property becomes uninhabitable due to service line damage, service line insurance may cover the cost of additional living expenses and fair rental value until your home is restored.
  • Outdoor Property – If service line failure causes damage to outdoor property such as trees, plants, shrubs, walkways and driveways, you will have protection in place.
  • Cost of Repair – Service lines can corrode over time, suffer damage from tree roots or plants, or get crushed or damaged from equipment, people, or animals. A service line insurance policy can cover the extra cost to make temporary repairs.

If you aren’t sure whether you have service lines insurance coverage with your current homeowners’ policy or you would like to add this protection, contact your Noble Insurance broker today.


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