Noble Insurance > Home Insurance > Does Your Homeowners Insurance Fully Protect Your Home?

Homeowners Insurance

Imagine this scenario: You’ve taken a long winter vacation to escape the harsh Ontario winters. As you pull into your driveway on your way home, everything looks exactly like you left it. As you open the door, suitcases in hand, you see it . . . the pool of water in your living room. How long as it been there? What caused the flood?

At Noble Insurance, we never want this situation to happen to you, but if it does, the best way to protect yourself is having adequate homeowners insurance that accounts for unexpected flood damage. The reality is that the elements can take a severe toll on your home while you’re gone, and you will be left dealing with the aftermath upon discovery of the damage. Fortunately, with the proper homeowners insurance, you will feel confident that you have a team on your side to help you sort out all the details.

If you are considering your next winter vacation, there are several steps you can take to reduce the likelihood of a flooding event at your home while you are away:

  • Set your thermostat at a reasonable temperature above freezing, or plan strategies for keeping your home warm.
  • Turn off the water supply to your washing machine and/or shut off your water lines at their source.
  • Have a friend or neighbour do routine checks of your property to make sure water is not pooling in or near your home.
  • Label your home’s shut-off valve in case someone else needs to access it during an emergency.

At Noble Insurance, we know that protecting your home is at the forefront of your mind. If you have questions about your homeowners insurance policy and whether you have protection in the case of a flooding event, please contact us today to discuss your plan and your options.

By taking active steps to winterize your home and having comprehensive homeowners insurance, you’ll have a great winter vacation to talk about when you get home. Call us today to learn more!